Recover Delayed B2B & MSME Payments.
Zero Upfront Fee.
Automated Invoice Verification Technology + Registered Post (RPAD) Legal Notice + Direct ODR Tribunal / Court Filing.
Fee and statutory interest rate (20.25% p.a.) last verified 12 September 2026
Free MSME Interest Calculator
See the statutory compound interest a defaulting buyer owes you under Section 16 of the MSMED Act — enter your invoice details and get an instant estimate.
Open the CalculatorIntegrates with your accounting systems & ERPs for automated notice dispatch
Why choose PayMSME to recover your commercial dues
Our Legal Recovery Services
PayMSME is a comprehensive corporate recovery platform, handling multiple channels of B2B recovery.
MSME Delay Payment Recovery
For registered MSMEs seeking 3x RBI bank rate compounded interest (~20.25% p.a.) on delayed payments. Cases are escalated directly to the MSME Samadhaan Facilitation Council.
Learn MoreCheque Bounce Recovery (Sec 138)
Criminal court prosecution & demand notices under Section 138 of the Negotiable Instruments Act for bounced business cheques. Restores criminal liability.
Learn MoreCorporate B2B Debt Recovery
Civil recovery and summary suits (Order 37 CPC), commercial arbitration, and NCLT Section 9 Insolvency Demand Notices for B2B transactions.
Learn MoreRecover Dues in Minutes with 100% Legal Accuracy
Maximum debt recovery pressure, guaranteed. Check your statutory interest now.
How PayMSME Recovers Your Payments
A transparent, legal-tech platform engineered specifically for Indian B2B creditors & suppliers.
1. Free Invoice/Cheque Upload
Submit debtor company details, cheque images or unpaid invoice PDF, and contact info.
2. Smart Verification & Legal Review
Our verification technology extracts key details and computes statutory interest/claims, and our qualified legal team validates the case viability.
3. GST Reminder & RPAD Notice
Post-approval, pay a flat Process Fee. We guide you on sending a payment reminder via the GST Portal, and dispatch a formal Legal Demand Notice via Registered Post (RPAD).
4. Tribunal / Court Filing
If the debtor fails to pay within 15 days, we trigger MSME Council filing or Section 138 criminal complaints.
Loved by over 12,000+ Business Owners
₹450+ Crores of corporate debt recovery processed
Figures last verified 12 September 2026
"Extremely grateful to the PayMSME software support team. They verified our outstanding invoice within hours, drafted a flawless legal notice, and the buyer paid us ₹8 Lakhs within 10 days of notice receipt!"
"Filing our claim under MSMED Section 16 was incredibly smooth. The tool pre-filled all compound interest values automatically and generated advocate-verified demands in minutes. 100% recommended!"
"Our cheque bounce case had been pending for months. Using the legal notice dispatch track on PayMSME, we sent a registered demand under Section 138 NI Act. The debtor immediately called us to settle the full claim."
Frequently Asked Questions (FAQs)
Everything you need to know about corporate debt recovery, cheque bounce rules, and MSME legal steps.